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Discover the BoA Unlimited Cash Rewards Card: Get a US$ 200 Bonus and Enjoy 1.5% Cashback on Every Purchase

Bank of America, often referred to as BoA, features Unlimited Cash Rewards that provide 1.5% cashback on every purchase, no matter the category!

This card is quite versatile, representing one of the top brands in the U.S. market, and applying for it is a breeze.

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Bank of America is a well-regarded entity in the U.S. market, providing various accounts, financial services, and its exclusive credit card options.

The Bank of America card offers a $200 bonus for newcomers, requiring a minimum spend of $1,000 within the first 90 days.

The card gives you unlimited 1.5% cashback on all expenses, and the rewards remain valid indefinitely.

For members enrolled in Bank of America’s Preferred Rewards program, cashback can rise from 1.87% to 2.62% on all purchases.

You can choose various redemption methods, including statement credits, deposits into a Bank of America account, or payments on Amazon.com and PayPal.

Besides rewards, the card comes packed with great everyday perks. You can make contactless payments with chip technology and benefit from a $0 liability guarantee against fraud.

Typically, the BoA card starts with a minimum credit limit of about $1,000, but this can go up to $20,000 depending on your financial circumstances as evaluated by the bank.

There’s a $200 online cash rewards bonus offered by the bank if you spend at least $1,000 within the initial 3 months of opening your BoA account.

This card doesn’t have an annual fee and provides a 0% introductory APR for the first 15 months on both purchases and balance transfers. Following this period, the regular APR ranges from 18.24% to 28.24%, with a 3% balance transfer fee for the first 60 days and 4% afterward.

To qualify for BoA credit cards like this one, it’s recommended to have a FICO credit score of at least 670, which falls within the good to excellent credit range.

Applying for the Bank of America credit card can be done through the company’s online platforms.

Here are some additional benefits:

  • Overdraft protection through Balance Connect
  • Mobile Banking App for complete management
  • Account alerts for card activity
  • Free FICO score monitoring

Overall, the card ensures effective management with no annual fee and a 0% introductory APR for the first 15 months.

This applies not just to physical cards but also to digital wallets, offering a more modern way to manage your finances.

Curious about another choice?

If you seek a card with even better advantages, consider the SavorOne card from Capital One.

This card provides general rewards of 1% and up to 3% in specific categories, and you can discover how to apply.

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