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Wells Fargo Autograph Credit Card: Earn 3x Points on Diverse Purchases Plus 20,000 Bonus Points

The Wells Fargo Autograph is touted as one of the top credit cards by the institution, featuring 3x unlimited points across various categories.

New cardholders will receive 20,000 points, and you can find out how to apply.

Looking for More?

Wells Fargo provides a wide array of financial services, including online banking and accounts tailored for both individuals and businesses.

A major perk of this card is the $0 annual fee, alongside impressive reward options for users.

Cardholders earn 3x unlimited points on categories such as transit, streaming, phone plans, travel, dining, and gas.

In fact, in 2024, The Ascent named the Wells Fargo card the top gas credit card, a title it also earned from WSJ, The Wall Street Journal.

The Visa Signature brand provides a 24/7 concierge service for securing event tickets and restaurant bookings.

With the Visa Signature Hotel Collection, cardholders enjoy exclusive perks for hotel reservations and other accommodations globally.

The minimum limit upon receiving the Autograph card, according to Wells Fargo itself, is $1,000, with the possibility of expansion based on the cardholder’s conditions.

Yes, the credit card offers a welcome offer of 20,000 points when spending at least $1,000 on purchases in the first 3 months with the Autograph.

The card has no annual maintenance fee or foreign transaction fee, and it also features a 0% introductory APR for 12 months.

To access the card, one must have a credit score ranging from good to excellent, including verification conducted by Wells Fargo.

Yes, the entire application process for the bank can be done online through Wells Fargo’s digital services.

The card offers a variety of extra perks to elevate the credit line experience for cardholders, including:

  • Cell phone protection for damage or theft
  • Travel assistance for emergency services
  • 24/7 roadside dispatch
  • Special Wells Fargo offers for purchases with personalized conditions
  • Zero liability protection for eligible purchases

Wells Fargo also waives foreign transaction fees and provides the credit close-up service, which helps track score updates and offers tips for improvement.

The Wells Fargo Autograph credit card is designed to provide a secure way to handle everyday purchases seamlessly.

Its lack of fees, particularly maintenance fees, makes it even more appealing for users in the United States.

Interested in another choice?

While the Autograph card offers solid management, there are other credit cards with more advanced premium perks, particularly for those who travel internationally, such as the United Club Infinite Card.

This card provides unique benefits, including special offers for flights with United Airlines and others. Check out how to apply.

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