Steps to Apply for the American Express Platinum Card
The American Express Platinum card stands as the quintessential offering from the brand, renowned for its status as a top-tier choice for daily transactions; submit your application today.
Essential Insights for the American Express Platinum Card Application
The classic American Express Platinum card entices new users with a generous welcome of 150,000 Membership Rewards points and excellent travel rewards!
The Platinum card represents the hallmark of American Express, offering a variety of top-tier perks to its users.
New users can enjoy a welcome bonus of 150,000 Membership Rewards points if they spend at least $8,000 within the first 6 months.
Cardholders earn 5x points on flights booked directly with airlines, up to $500,000 for the year, and the same applies to prepaid hotels. All other purchases yield 1x points.
This card comes with a hefty annual fee of $695, but it waives foreign transaction fees for international spending.
The card offers extensive travel benefits, such as:
- Custom itineraries and suggestions
- Luxury Hotels+ Program at 1,500+ locations
- International flight program with discounts
- $200 in annual Uber Cash credit
Overall, the Platinum card truly offers a wide range of benefits, inviting you to explore further.
Who is Eligible to Apply?
According to Amex, applicants must fulfill specific requirements to qualify for the card, including being at least 18 years old.
Additionally, compliance with U.S. regulations is crucial, requiring valid and acceptable official documents.
For creditworthiness, Amex suggests having a good to excellent credit score, ideally above 700, to improve approval chances.
Maintaining a reliable monthly income is also highlighted as a key factor in gaining credit access and enhancing approval success.
It’s important to know that Amex does not require customers to have any other products from the brand to apply for this card.
How to Apply for the American Express Platinum Card?
The Amex site includes a user-friendly ‘Apply Now’ button that effortlessly directs users to the application form.
Current Amex customers can directly log in for quick access with their username and password.
The application form requests personal information such as your full name, date of birth, preferred card name, complete address, email, phone number, and social security number.
Additionally, you’ll need to provide income details, including your employment status (employed, business owner, retired, or beneficiary), annual income, and optionally, your after-tax income.
Amex has a chat feature on the application page, allowing users to interact with a virtual assistant for help. Alternatively, you can reach out through Amex’s customer service channels.
Once submitted, Amex performs a credit check and informs you of their decision, whether positive or negative.
It’s essential to remember that applying for the card usually doesn’t affect your credit score, even if you’re denied. However, American Express may restrict applications based on availability.
Therefore, meeting the basic criteria does not guarantee that you’ll be approved.
Additional Information
Regarding shopping and entertainment, the Platinum card provides up to $20 monthly credits for Disney+ purchases.
For Walmart+, cardholders enjoy a credit on their monthly bill along with exclusive offers at brands like Saks, Equinox, SoulCycle, and Resy.
Additional perks include purchase protection up to $50,000 per year, return protection, and priority access to selected events.
You can even tailor the card’s appearance, choosing from options like Classic Platinum, or Art X featuring creations by Kehinde Wiley and Julie Mehretu.
The Plan It feature is a fantastic advantage of Amex cards, allowing you to break down purchases over several months.
In addition, the Send & Split feature lets you transfer money using Amex, along with providing cell phone protection up to $800 per claim (with a $50 deductible), the American Express app, year-end summaries, and extra Platinum cards.
Interested in exploring another choice?
The Green Card is another option from American Express that comes with a lower monthly fee than the Platinum while still offering great benefits.
Yet, this doesn’t imply that the eligibility requirements vary greatly. Regardless, you can discover how to apply.
