Top Credit Cards Offering Limits of $2,000
For those in search of a practical credit card for daily transactions, featuring a starting credit limit of $2,000, take a look at these recommendations!
Credit cards with limits around $2,000 are perfect for managing finances, enabling larger daily expenses for moderate needs. Here are 5 options to consider:
1. Chase Freedom Unlimited Card
Chase is one of the most reputable financial institutions in the U.S. The Unlimited Credit Card begins with a limit of $500, which can go up to $2,000 if eligibility criteria are met.
CREDIT CARD
Chase Freedom Unlimited
The credit limits start at $5,000. If you’re keen to apply for this card, check out the application process below.
SEE HOW TO APPLY * You will be directed to an external websiteAs for rewards, new users can enjoy an extra 1.5% cashback, totaling 6.5% on Chase Travel purchases, 4.5% at dining establishments, and 3.0% on everything else.
With no annual fee, you can earn up to $300 cashback in the first year as a welcome bonus. Your cashback never expires, and you can redeem it in various ways, including cash, Amazon points, gift cards, or travel through Chase.
To qualify for the card, you should have a credit score classified as good to excellent, and you can learn how to apply right here.
2. Citi Double Cash Credit Card
The Citi Double Cash is considered one of the top picks for 2024, with a starting credit limit of $500 that can extend up to $2,000 in the U.S.
This card provides 2% cashback: 1% when you make a purchase and another 1% when you settle your bill, with no caps and various redemption options.
CREDIT CARD
Citi Double Cash
The credit limits start at $500. If you’re keen to apply for this card, check out how to apply below.
SEE HOW TO APPLY * You will be directed to an external websiteCiti provides special offers for specific categories, including 5% cashback on car rentals and hotels. Upon receiving the card, you can earn at least $200 in cashback when you spend $1,500 in the first 6 months.
This card is highly dependable for daily use, featuring 24/7 customer support, seamless integration with digital wallets, fraud protection, and entertainment perks.
This makes the card an attractive offer for users, and you can find out how to apply.
3. Explore Discover It Cashback
According to Nerdwallet and Forbes, the Discover It card stands out as a top choice for credit cards. Initial credit lines begin at $500, but many users report limits closer to $2,000.
CREDIT CARD
Discover It Cashback
Starting credit limits at $500. Interested in applying? Check out the details below.
LEARN HOW TO APPLY * You will be directed to an external websiteThis card has no annual fee and offers 5% cashback in rotating categories every three months, as per Discover’s schedule.
Categories eligible for cashback include dining, fuel, and streaming services. For all other purchases, you earn unlimited 1% cashback, giving you flexibility on how to use it.
Moreover, Discover provides a cashback match during your first year, meaning you’ll double the cashback you’ve earned, with no upper limit.
You can even personalize your card’s design, though you’ll need a good to excellent credit score to qualify. Find out how to apply.
4. U.S. Bank Platinum Card
The US Bank Visa Platinum card boasts a $0 annual fee and an introductory APR lasting 21 billing cycles, making it one of the most competitive options available.
To assist in credit building, the card offers score tracking and payment flexibility through US Bank ExtendPay.
CREDIT CARD
US Bank Platinum
Starting credit limits at $500. Interested in applying? Check out the details below.
LEARN HOW TO APPLY * You will be directed to an external websiteAdditional perks include automated payments, ID Navigator powered by NortonLifeLock, and up to $600 in cell phone protection for theft or damage.
Recently, this card has gained popularity as a reliable option, starting with a $500 credit limit that can extend to $2,000 for eligible applicants.
The card’s criteria align well with its perks, requiring a solid credit score and a reliable income. Discover how to apply.
5. Aeroplan Credit Card
Targeted at the Canadian audience, the Air Canada Aeroplan card is recognized as one of the top picks for 2024, according to Forbes.
CREDIT CARD
Aeroplan Credit Card
The credit limit begins at $2,000. If you’re keen to learn how to apply, just check out the details below.
DISCOVER HOW TO APPLY * You will be directed to an external websiteThis is due to Chase promoting the card within the U.S. market, utilizing the Mastercard network and providing exclusive benefits, including the possibility of earning up to 70,000 bonus points after spending $3,000 within the first 3 months.
When it comes to rewards, cardholders earn 3x points on groceries, dining, and travel, in addition to 1x points on all other eligible purchases.
You’ll also enjoy special perks when buying tickets with Air Canada, starting with a credit limit of $2,000. Learn how to apply.
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