Top Credit Cards Offering Limits of $5,000

If you find yourself needing more financial flexibility during the day, there are fantastic high-limit credit card options available. Take a look!

If you frequently need a reliable credit card, explore our extensive range of top choices starting at $5,000. Discover the highest-rated cards currently available in the market.

1. Capital One Venture Rewards

The Capital One Venture Rewards card offers a comprehensive solution with a starting credit limit of $5,000, catering to those with significant daily expenses in the U.S.

This new offer provides unlimited 2x miles on every dollar spent, no matter the category. Plus, you earn 5x miles when booking hotels and car rentals via Capital One Travel.

With an annual fee of $95, this card has no foreign transaction charges and a variable APR that can range from 19.99% to 29.99%.

This card offers flexible redemption options for your miles, allowing you to use them for cash or travel tickets.

Additionally, you’ll receive up to $100 credit for expedited entry through Global Entry or TSA PreCheck at airports.

This card offers a variety of rewards, including premium accommodations, travel bookings, gourmet experiences, and special events for Capital One Rewards members in 2024.

Given its premium status, this card has high income requirements and necessitates an excellent credit score, leading to a selective approval process. Here’s how to apply.

SEE HOW TO APPLY

2. American Express Green Credit Card

American Express is a highly regarded name both nationally and internationally. The Green Card can provide limits around $5,000, although the brand does not establish a specific minimum.

Upon activating your card, you can earn a bonus of 40,000 membership points by spending at least $3,000 within the first 6 months.

When it comes to rewards, you can earn 3x points in these categories:

Travel expenses like hotels, rentals, and dining.

For every other purchase, you earn 1x points.

This card stands out with its premium features, including the Send & Split service for money transfers and the Plan It option, which helps you manage purchases over $100 with a fixed monthly fee.

Being a card with higher eligibility requirements, it also has stricter application standards. You can discover how to apply.

SEE HOW TO APPLY

3. Amex Blue Cash Preferred Card

The American Express Blue Cash Preferred offers fantastic benefits as part of one of the top brands in the industry.

This card offers varying cashback rates based on the type of purchase, as follows:

Up to 6% cash back at U.S. supermarkets
Up to 6% cash back on streaming services
Up to 3% cash back for transit including taxis and tolls
Up to 3% cash back at gas stations
1% cash back on all other purchases

The card also comes with daily perks like the Disney Bundle credit of up to $84, Send & Split service, and multiple redemption options.

The terms are more favorable compared to other Amex cards, and you can see how to apply.

SEE HOW TO APPLY

4. Chase Sapphire Preferred Credit Card

Several market analysts in the U.S. regard the Chase Sapphire Preferred as one of the top credit cards available.

The credit limit typically begins at $5,000, with a careful assessment of each client’s profile. Once you have the card, you can earn 60,000 bonus points by spending at least $4,000 within the first 3 months.

You can earn 3x points on dining out and 2x points on travel, plus other earning opportunities like 5x points on travel booked through Chase Travel.

The card also grants 3x points for online grocery shopping and streaming services. Enjoy added benefits with Ultimate Rewards that do not expire, along with the Chase Pay Over Time feature.

Consequently, it has stricter eligibility criteria, requiring an excellent credit rating and a substantial income. Discover how to apply.

Explore additional options:

CREDIT CARDS UP TO $1,000

CREDIT CARDS UP TO $2,000