Discover the Process for Applying to the Wells Fargo Autograph Credit Card
The Wells Fargo Autograph card stands out as a highly effective option, providing 3x points on rewards along with the advantage of no annual fee!
Essential Information Before Applying for the Wells Fargo Autograph Credit Card
The Wells Fargo Autograph Credit Card stands out as a top choice, offering up to 3x points on select categories, a welcome bonus of $200, and no annual fee.
As a leading financial institution, Wells Fargo offers a range of services, including investment management, small business solutions, and commercial banking.
The Autograph card comes with a $0 annual fee and a 0% introductory APR, alongside no foreign transaction charges.
Points are earned through purchases, with 1x points on all purchases, plus 3x points in specific categories listed below:
- Restaurants: local and fast food
- Travel: hotels, rentals, and airfare
- Transit: taxis, tolls, and parking
- Gas: fuel stations and charging
- Phone plans: landline and mobile
- Streaming: cable and services like Netflix
New users can earn a bonus of 20,000 points after spending at least $1,000 in the first three months, which is worth $200. Points can be used for travel, gift cards, and purchases via PayPal.
Continue reading to discover more about the card and its perks.
Eligibility Criteria for Application
Wells Fargo maintains reasonable requirements for credit card applications, aligning with standard practices in the U.S.
You need to be at least 18 years old (19 or 21 in certain areas) and a U.S. citizen or a foreign national with a valid passport and visa.
To qualify for the Autograph and other cards, you should have a steady and verifiable income to determine your credit limit and interest rates.
A good to excellent credit score is essential for this credit card. Additionally, Wells Fargo has no other exclusions for specific cardholders.
Steps to Apply for the Wells Fargo Autograph Credit Card
To begin your application for the Wells Fargo credit card, simply click on the Apply Now button to access the form.
The application form requires you to provide the following details:
- Personal details: full name, birthdate, SSN, or ITIN
- Contact details: full address, nationality, phone, and email
- Security details: mother’s maiden name
- Financial details: housing status, employment status, annual income
Additionally, make sure to review the questions regarding your information and rights. Existing Wells Fargo customers can log in to save time on the application, especially if they’ve had a previous card.
Wells Fargo provides a quick decision-making process, including when switching cards through your account.
The company also offers customer service via phone to address any inquiries.
Additional Information
The Wells Fargo credit card includes significant security features and coverage options:
- Cell phone protection up to $600
- Travel assistance: 1-800-992-6029
- 24/7 roadside assistance
- Access to exclusive offers
- Zero-liability protection
- Exclusive credit tips
- Concierge and event services
Cardholders are entitled to emergency cash assistance and exclusive invitations to live events. The Autograph card keeps you updated with a calendar of the latest events offered by the bank.
This way, Wells Fargo ensures efficient management of daily finances, helping to safely improve credit scores.
Looking for another option?
For those seeking a card with premium travel benefits, consider the United Club Infinite from Chase.
This card comes with a hefty annual fee of $525, but it offers corresponding rewards, and you can find out how to apply.
