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Explore the Discover It Cash Back Card: Earn 5% Back in Select Categories and Enjoy Unlimited Cashback Matching!

Stop missing out on earnings. With the Discover it® Cash Back card, you can enjoy 5% cash back on essential categories such as gas, groceries, and dining.

Additionally, as a new cardholder, Discover will automatically match all cash back earned in your first year. No annual fee ever. See how much you could be earning.

Looking for More?

Discover It is just one of the credit cards offered by Discover, designed specifically for unlimited cash back rewards.

That’s why it provides an attractive offer of 5% cash back on everyday expenses.

However, there’s a twist: Discover It operates on a reimbursement schedule, meaning that every three months, specific categories are designated for the 5% cash back.

These categories are published on the Discover It Calendar platform. Some examples of past categories eligible for the 5% cash back include: gas stations, EV charging stations, public transit, pharmacies, and dining establishments.

The great news is that you’ll enjoy more diverse rewards throughout the year, perfectly catering to your daily needs, as the card is aimed at covering these common purchases.

For all other qualifying purchases, the cash back rate is 1%.

The card starts with a $500 limit, which is quite generous for various types of users, and can be increased based on needs.

No, Discover It does not provide a sign-up bonus, as the main focus is on balance transfers.

There’s no annual fee, and it offers an introductory 0% APR for 15 months with a 3% balance transfer fee.

To qualify for the Cash Back card, applicants should have a good to excellent credit score.

Like other credit cards, you can complete the entire application process online via the Discover website.

Another perk of the card is that at the conclusion of your first year, you’ll receive a dollar-for-dollar match of your rewards earned over the year.

For instance, if you earn $200 in cash back (even if you’ve already redeemed it), you’ll get an extra $200 in unlimited matches.

When you apply for your credit card, you can select from 25 different designs to better reflect your style.

You have the flexibility to choose how to receive your cash back, whether it’s through direct deposit into your bank, a statement credit, or payments made on Amazon.com and PayPal.

Moreover, the Discover It credit card offers various key perks, including online privacy safeguards, complimentary alerts for your Social Security number, a convenient Freeze It feature to manage your card, and protection against fraud.

This makes managing your daily expenses quite straightforward without any hassle.

Curious about another choice?

The North American market features additional excellent credit options, like the Balance Transfer Card from Discover It.

This card is specifically designed for balance transfers to help you save money on existing debts, and you can discover how to apply.

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