Discover the Steps to Apply for the American Express Blue Preferred Card

The American Express Blue Preferred Card presents an all-encompassing experience, featuring exclusive perks and the classic Amex rewards legacy!

Key Points Before Applying for the American Express Blue Preferred Card

The Blue Preferred credit card provides 6% cashback on supermarket purchases and also on streaming services.

The Blue Preferred grants 1% cash back on all qualifying purchases, with specific categories that offer even more:

3% at gas stations in the USA
3% on parking, tolls, and transit
6% on streaming services
6% up to $6,000 at supermarkets

The starting limit for the Blue Preferred Card is typically $1,000, which can be adjusted based on the user’s requirements.

New applicants can receive a $300 cashback bonus after spending $3,000 within the first three months. The initial year has no annual fee, but from the second year, a fee of $95 applies.

There’s also an introductory 0% APR offer for the first 12 months on balance transfers and purchases.

After the introductory period, the variable APR will range from 19.24% to 29.99% for purchases. Amex also provides the Pay It feature to quickly settle small bills and earn rewards.

Additionally, the Plan It feature allows you to break down purchases of $100 or more into fixed monthly payments. If you’re interested in the Amex Blue Preferred, keep reading.

Eligibility Criteria

Discover everything about the Blue. Photo by Freepik.

The Blue Cash Preferred Card offers more flexibility compared to other Amex options, which mainly focus on premium personal and business cards.

However, Amex does set certain basic requirements, such as being a legally recognized U.S. citizen, at least 18 years old, and having a verifiable source of income.

A solid credit history is essential for card approval. Therefore, applicants agree to allow Amex to perform a credit check, ideally with a favorable rating, and review their transaction history.

While prior relationships with Amex aren’t mandatory, individuals with negative histories on other Amex cards are less likely to be approved for the Blue Cash card.

It’s important to note that even after fulfilling all the necessary criteria, the approval of any credit card application is still reliant on the availability of the brand.

How to Apply for the American Express Blue Preferred Card?

American Express offers a simple online application process right on their website, which features an easy-to-use form.

While having an existing Amex account isn’t required, logging in can make filling out the form quicker and easier.

By clicking the “Apply Now” button, users are taken to the Blue Card application page, where they will need to provide personal details like their name, birth date, email, and home address.

Moreover, applicants must also supply their social security number, annual income, monthly expenses, and information about their income sources—like job status, military service, business ownership, or retirement.

Once all information is submitted, Amex conducts a comprehensive credit evaluation to assess the applicant’s profile and deliver either an approval or denial.

Additionally, the American Express site features a chat option where users can engage with customer support for any questions they may have.

It’s crucial to double-check all the information provided to facilitate the application process and minimize the chances of needing to amend and resubmit documents to American Express.

Additional Information

The Send & Split feature enables users to easily split bills with friends via the Amex app, and cardholders gain access to exclusive offers for shows and events.

Cardholders can earn up to $84 back per year with a $9.99 minimum monthly Disney Bundle subscription, plus $10 monthly credits for Equinox+ service.

The card also comes with perks like rental car insurance, access to a Global Assist hotline, dispute resolution options, and the convenience of fully online account management.