Discover the Steps to Apply for the American Express Green Card
The Green Card provides an excellent opportunity to maximize the benefits of American Express for earning valuable rewards; learn how to apply!
Essential Information Before You Apply for the American Express Green Credit Card
The American Express Green Card rewards you with 3x points in these categories: travel, transit, and dining, plus 1x points on every eligible purchase.
The Green Card stands out as a premier offering from American Express, a well-respected financial institution in North America. It allows for 3x points in the following categories:
- Transit: trains, taxis, rideshares.
- Travel: flights, hotels, car rentals.
- Dining: restaurants and takeout.
You’ll earn 1x points for every dollar spent on all other eligible purchases.
You can redeem your points in multiple ways, including for gift cards, travel perks, or to cover eligible charges on your card.
Amex provides a fantastic bonus of 40,000 Membership Rewards points after you spend a minimum of $3,000 in the first six months.
The annual fee for the card is $150, with a variable APR between 21.24% and 29.24% on eligible charges, and there are no foreign transaction fees.
If owning an Amex card is your goal, keep reading on!
Eligibility Requirements
According to Amex’s criteria, applicants must be at least 18 years old, as the card is not available to anyone younger.
Applicants are also required to meet U.S. legal standards by providing up-to-date and valid identification.
In terms of creditworthiness, it’s advisable that applicants have a good to excellent credit score, ideally above 700.
Having a stable income is crucial, as it significantly influences your credit access.
While having another Amex product isn’t a requirement, a record of financial issues with Amex might hinder your chances of securing the Green Card.
Besides these aspects, there are no other rigid requirements for getting an Amex credit card.
It’s essential to remember that all applications depend on Amex’s availability, even if the applicant meets every criterion.
How to Apply for the American Express Green Card?
On the Amex site, you’ll find a notable “Apply Now” button that takes you directly to the application page.
For current Amex customers, signing in with their username and password makes the application quicker by pre-filling some information.
During the application, applicants will need to enter several personal details, including their full legal name, date of birth, preferred card name, email address, phone number, and Social Security number.
Applicants must also disclose information regarding their financial situation, such as their employment status (like employed, self-employed, retired, or on benefits), annual income, and net income after taxes, if they wish to share it.
A chat feature on the application page provides instant help from a digital assistant, with additional support available through Amex customer service.
Once the application is submitted, Amex performs a credit review to decide on the application’s approval.
It’s important to note that this process typically doesn’t affect the applicant’s credit score, even if the application is denied.
If applicants have questions or run into problems, Amex provides several ways to reach support, including chat and phone assistance.
Additional Information
The card includes various other perks, like travel delay insurance up to $300 and two claims each year.
The baggage insurance plan covers up to $1,250 for carry-on bags and $500 for checked luggage.
Additionally, the card offers rental car loss and damage insurance, the ability to use points for travel bookings via AmexTravel.com, 24/7 Global Assist support, and $100 credit for LoungeBuddy.
You can take advantage of Amex offers, which include special promotions for purchases, bonus credits on eligible items, and protection for your purchases.
Interested in exploring another option?
American Express presents a diverse range of cards, including the Blue Preferred Card, which comes with a lower annual fee and offers 6% cashback on supermarket purchases.
While the choices may appear similar, it’s crucial to grasp the details, and you can find out how to apply.
