Top Credit Cards Offering Up to $1,000

Credit cards in the $1,000 range often feature appealing perks beyond just the credit limit, such as cashback rewards, flexible payment options, and opportunities to build credit.

These cards typically have fewer requirements, particularly concerning income, offering more favorable terms without sacrificing quality.

Explore a detailed list of the top cards featuring a $1,000 limit.

1. Wells Fargo Reflect Credit Card

The Wells Fargo Reflect Visa Credit Card provides two key advantages: a 0% introductory APR for 21 months on purchases and 120 days on balance transfers, along with a $0 annual fee, making it an attractive option.

With a credit limit firmly in the $1,000 range, it’s perfect for those looking to handle their finances with ease and avoid hefty maintenance fees.

The Reflect card has more lenient application requirements, but you’ll need to show proof of income and maintain a good to excellent credit score.

Additional perks of this card include up to $600 in cell phone protection, zero liability for unauthorized charges, and exclusive offers through My Wells Fargo Deals!

Credit Close-Up gives you unique insights for tracking your FICO score and enhancing it. Plus, Roadside Dispatch provides helpful emergency support.

The Visa network ensures safety and reliability for your purchases, and you can discover more about the Wells Fargo card.

SEE HOW TO APPLY

2. CapitalOne Quicksilver Rewards

The Capital One Quicksilver card grants 1.5% cash back on every purchase, daily, with various redemption options like cash, shopping, and gift cards.

Capital One starts its credit limit at $500, with room for growth, and offers email alerts, balance transfers, and customer support around the clock.

This card is free from foreign transaction fees, features special rates for travel, offers emergency card replacement, and gives you a 50% discount on artisanal drinks at any Capital One Café nationwide.

The card has a very low annual fee of just $39, which is quite justified considering the perks like up to 6 months of complimentary Uber One membership, credit access, and fraud protection.

To qualify for this card, you must be at least 18, have a reliable income source, and provide valid identification.

3. Wells Fargo Active Cash Visa

The Wells Fargo Active Cash Visa provides a starting credit limit of $1,000, supported by one of America’s largest banking institutions.

Initially, you can earn a cash bonus of up to $200 by spending $500 within the first three months, making this one of the top offers available.

This card features no annual fee and offers unlimited 2% cash back on every purchase, with no restrictions, plus a 0% APR for the first 15 months.

Moreover, it provides up to $600 in cell phone protection, zero liability protection, and emergency travel assistance.

To be eligible for this card, you should have a steady income and a credit score that is good or better, plus you can discover how to apply.

SEE HOW TO APPLY

4. Prime Visa

The Prime Visa stands out as a wise choice for shopping directly with a top retailer in both the U.S. and international markets.

Issued by Chase Credit Cards, it provides a $100 gift card for Amazon.com, along with 5% back on purchases made on the site and Chase Travel.

Furthermore, you earn 2% cashback on spending at gas stations, restaurants, and for local transport.

This card features no annual fee and allows cashback points to be redeemed on Amazon.com, with no foreign transaction fees. It also provides extended warranty protection, purchase security, and baggage delay coverage.

Thus, it presents a card with solid benefits for daily use, particularly for online shopping.

The Prime Visa starts with a credit limit of $500, with favorable conditions to increase it to $1,000. Discover how to apply.

SEE HOW TO APPLY

Explore other options:

CREDIT CARDS UP TO $2,000

CREDIT CARDS UP TO $5,000